Medicare supplements, also known as Medigap plans, are insurance policies sold by private companies to help fill the gaps in Original Medicare coverage. AARP is one of the most well-known providers of Medicare supplements, offering a variety of plans to meet the needs of older adults. Here are the top 10 Medicare supplements AARP offers:
- Plan A: Basic coverage for Medicare Part A and Part B coinsurance and copayments.
- Plan B: Includes all the benefits of Plan A, plus coverage for the Medicare Part A deductible.
- Plan C: Comprehensive coverage that includes all the benefits of Plans A and B, plus coverage for skilled nursing facility care, Medicare Part B excess charges, and foreign travel emergency care.
- Plan D: Offers coverage for all the benefits of Plans A and B, plus coverage for the Medicare Part B deductible.
- Plan F: The most comprehensive coverage available, including all the benefits of Plans A, B, C, and D, plus coverage for the Medicare Part B excess charges.
- Plan G: Similar to Plan F, but does not cover the Medicare Part B deductible.
- Plan K: Offers coverage for 50% of Medicare Part A coinsurance and copayments, as well as coverage for the first three pints of blood.
- Plan L: Offers coverage for 75% of Medicare Part A coinsurance and copayments, as well as coverage for the first three pints of blood.
- Plan M: Offers coverage for 50% of the Medicare Part A deductible, as well as coverage for skilled nursing facility care.
- Plan N: Offers coverage for all the benefits of Plans A and B, with copayments for certain services.
Before choosing a Medicare supplement plan, it's important to carefully consider your healthcare needs and budget. AARP offers a variety of options to help you find the right coverage for your individual circumstances.