Top 10 Mortgage Pre Approval Options Without Hard Inquiry

Getting pre-approved for a mortgage is a crucial step in the home buying process. However, the traditional pre-approval process often involves a hard inquiry on your credit report, which can lower your credit score. If you're looking to avoid this, there are several options available that offer mortgage pre-approval without a hard inquiry.

1. Rocket Mortgage: Rocket Mortgage offers a fast and easy online pre-approval process that doesn't require a hard inquiry. You can get pre-approved in minutes and shop for homes with confidence.

2. Better.com: Better.com is another online lender that offers pre-approval without a hard inquiry. They use a soft credit pull to determine your eligibility, so you can get pre-approved without impacting your credit score.

3. SoFi: SoFi is known for their student loan refinancing, but they also offer mortgage pre-approval without a hard inquiry. Their pre-approval process is quick and easy, and you can get a personalized rate quote without affecting your credit score.

4. LoanDepot: LoanDepot is a direct lender that offers pre-approval without a hard inquiry. They use a soft credit pull to determine your eligibility, so you can get pre-approved without worrying about damaging your credit score.

5. Ally Bank: Ally Bank is an online bank that offers mortgage pre-approval without a hard inquiry. They use a soft credit pull to determine your eligibility, so you can get pre-approved quickly and easily.

6. Quicken Loans: Quicken Loans is one of the largest mortgage lenders in the country, and they offer pre-approval without a hard inquiry. Their online pre-approval process is fast and easy, and you can get pre-approved without impacting your credit score.

7. Citizens Bank: Citizens Bank offers mortgage pre-approval without a hard inquiry. They use a soft credit pull to determine your eligibility, so you can get pre-approved quickly and easily.

8. SunTrust Mortgage: SunTrust Mortgage offers pre-approval without a hard inquiry. Their online pre-approval process is simple and straightforward, and you can get pre-approved in minutes.

9. Guaranteed Rate: Guaranteed Rate is a direct lender that offers pre-approval without a hard inquiry. They use a soft credit pull to determine your eligibility, so you can get pre-approved without damaging your credit score.

10. PNC Bank: PNC Bank offers mortgage pre-approval without a hard inquiry. Their online pre-approval process is fast and easy, and you can get pre-approved without impacting your credit score.